Market Overview
Home Prices in Huddy, KY
The median home value in Huddy, KY is $102,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.6% compared to a year ago and up 8.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Huddy are priced75% below average.
Over the past five years, Huddy home values have risen by approximately25.8%, reflecting strong long-term appreciation in this market.
Price History
Huddy Home Price Trend
2020
$70,807
$71K
—
2021
$81,475
$81K
+15.1%
2022
$93,458
$93K
+14.7%
2023
$94,342
$94K
+0.9%
2024
$103,664
$104K
+9.9%
2025
$112,141
$112K
+8.2%
2026
$102,460
$102K
-8.6%
City Comparison
Huddy vs. National Median
🏠 Huddy
$102,460
National Median
$410,000
At $102,460, homes in Huddy cost 75% below the national median of $410,000. This makes Huddy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Huddy?
20% Down Payment
$20,492
on $102,460
Monthly P&I
$534/mo
30-yr @ 6.8%
Total Monthly Est.
~$678/mo
incl. taxes & insurance
Income Needed
$27,120
gross annual (30% rule)
10% Down Option
$10,246
+ PMI applies
Loan Amount (20% dn)
$81,968
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Huddy, KY?
The median home value in Huddy is $102,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.6% year-over-year.
How much have home prices changed in Huddy?
Over the past year, home values in Huddy have decreased by 8.6%. Over five years, prices have risen approximately 25.8%.
How much do I need to earn to buy a home in Huddy?
To comfortably afford the median home price of $102,460 with a 20% down payment ($20,492) at today's rates (6.8%), you'd need a gross annual income of approximately $27,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Huddy compare to the national average home price?
The national median home value is approximately $410,000. At $102,460, homes in Huddy are 75% below the national average.