Market Overview
Home Prices in Irvington, KY
The median home value in Irvington, KY is $158,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irvington are priced61% below average.
Over the past five years, Irvington home values have risen by approximately19.0%, reflecting steady appreciation in this market.
Price History
Irvington Home Price Trend
2020
$108,861
$109K
—
2021
$133,202
$133K
+22.4%
2022
$157,846
$158K
+18.5%
2023
$160,528
$161K
+1.7%
2024
$161,031
$161K
+0.3%
2025
$169,228
$169K
+5.1%
2026
$158,469
$158K
-6.4%
City Comparison
Irvington vs. National Median
🏠 Irvington
$158,469
National Median
$410,000
At $158,469, homes in Irvington cost 61% below the national median of $410,000. This makes Irvington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Irvington?
20% Down Payment
$31,694
on $158,469
Monthly P&I
$826/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,049/mo
incl. taxes & insurance
Income Needed
$41,960
gross annual (30% rule)
10% Down Option
$15,847
+ PMI applies
Loan Amount (20% dn)
$126,775
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irvington, KY?
The median home value in Irvington is $158,469 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Irvington?
Over the past year, home values in Irvington have decreased by 6.4%. Over five years, prices have risen approximately 19.0%.
How much do I need to earn to buy a home in Irvington?
To comfortably afford the median home price of $158,469 with a 20% down payment ($31,694) at today's rates (6.8%), you'd need a gross annual income of approximately $41,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Irvington compare to the national average home price?
The national median home value is approximately $410,000. At $158,469, homes in Irvington are 61% below the national average.