📍 Isom, KY · Zillow ZHVI · July 2026

Average Home Price in
Isom, KY

Letcher County County

Median Home Value
$83,382
↓ 24.4% year-over-year
vs. National Median
$410,000
Isom is 80% below
Est. Monthly Payment
$435/mo
20% down · 6.8% rate
Income Needed
$22K
gross annual (30% rule)
Median Home Value
$83,382
↓ 24.4% year-over-year

Down Payment (20%)$16,676
Monthly P&I$435/mo
With Taxes & Ins.~$552/mo
Income Needed$22,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Isom, KY

The median home value in Isom, KY is $83,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 24.4% compared to a year ago and down 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Isom are priced80% below average.

Over the past five years, Isom home values have fallen by approximately17.4%, reflecting softening conditions in this market.

City Comparison

Isom vs. National Median

🏠 Isom
$83,382
National Median
$410,000

At $83,382, homes in Isom cost 80% below the national median of $410,000. This makes Isom a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Isom?

20% Down Payment
$16,676
on $83,382
Monthly P&I
$435/mo
30-yr @ 6.8%
Total Monthly Est.
~$552/mo
incl. taxes & insurance
Income Needed
$22,080
gross annual (30% rule)
10% Down Option
$8,338
+ PMI applies
Loan Amount (20% dn)
$66,706
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Isom, KY?
The median home value in Isom is $83,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 24.4% year-over-year.
How much have home prices changed in Isom?
Over the past year, home values in Isom have decreased by 24.4%. Over five years, prices have fallen approximately 17.4%.
How much do I need to earn to buy a home in Isom?
To comfortably afford the median home price of $83,382 with a 20% down payment ($16,676) at today's rates (6.8%), you'd need a gross annual income of approximately $22,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Isom compare to the national average home price?
The national median home value is approximately $410,000. At $83,382, homes in Isom are 80% below the national average.