Market Overview
Home Prices in Ivel, KY
The median home value in Ivel, KY is $139,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 19.4% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ivel are priced66% below average.
Over the past five years, Ivel home values have fallen by approximately14.1%, reflecting softening conditions in this market.
Price History
Ivel Home Price Trend
2020
$144,046
$144K
—
2021
$162,008
$162K
+12.5%
2022
$172,130
$172K
+6.2%
2023
$170,053
$170K
-1.2%
2024
$163,330
$163K
-4.0%
2025
$172,714
$173K
+5.7%
2026
$139,240
$139K
-19.4%
City Comparison
Ivel vs. National Median
🏠 Ivel
$139,240
National Median
$410,000
At $139,240, homes in Ivel cost 66% below the national median of $410,000. This makes Ivel a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ivel?
20% Down Payment
$27,848
on $139,240
Monthly P&I
$726/mo
30-yr @ 6.8%
Total Monthly Est.
~$922/mo
incl. taxes & insurance
Income Needed
$36,880
gross annual (30% rule)
10% Down Option
$13,924
+ PMI applies
Loan Amount (20% dn)
$111,392
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ivel, KY?
The median home value in Ivel is $139,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 19.4% year-over-year.
How much have home prices changed in Ivel?
Over the past year, home values in Ivel have decreased by 19.4%. Over five years, prices have fallen approximately 14.1%.
How much do I need to earn to buy a home in Ivel?
To comfortably afford the median home price of $139,240 with a 20% down payment ($27,848) at today's rates (6.8%), you'd need a gross annual income of approximately $36,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ivel compare to the national average home price?
The national median home value is approximately $410,000. At $139,240, homes in Ivel are 66% below the national average.