Market Overview
Home Prices in Jamestown, KY
The median home value in Jamestown, KY is $174,106 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.4% compared to a year ago and up 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jamestown are priced58% below average.
Over the past five years, Jamestown home values have risen by approximately35.8%, reflecting strong long-term appreciation in this market.
Price History
Jamestown Home Price Trend
2020
$108,187
$108K
—
2021
$128,198
$128K
+18.5%
2022
$161,927
$162K
+26.3%
2023
$166,288
$166K
+2.7%
2024
$171,522
$172K
+3.1%
2025
$184,085
$184K
+7.3%
2026
$174,106
$174K
-5.4%
City Comparison
Jamestown vs. National Median
🏠 Jamestown
$174,106
National Median
$410,000
At $174,106, homes in Jamestown cost 58% below the national median of $410,000. This makes Jamestown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Jamestown?
20% Down Payment
$34,821
on $174,106
Monthly P&I
$908/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,153/mo
incl. taxes & insurance
Income Needed
$46,120
gross annual (30% rule)
10% Down Option
$17,411
+ PMI applies
Loan Amount (20% dn)
$139,285
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jamestown, KY?
The median home value in Jamestown is $174,106 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.4% year-over-year.
How much have home prices changed in Jamestown?
Over the past year, home values in Jamestown have decreased by 5.4%. Over five years, prices have risen approximately 35.8%.
How much do I need to earn to buy a home in Jamestown?
To comfortably afford the median home price of $174,106 with a 20% down payment ($34,821) at today's rates (6.8%), you'd need a gross annual income of approximately $46,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Jamestown compare to the national average home price?
The national median home value is approximately $410,000. At $174,106, homes in Jamestown are 58% below the national average.