Market Overview
Home Prices in Kimper, KY
The median home value in Kimper, KY is $103,652 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.2% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kimper are priced75% below average.
Over the past five years, Kimper home values have risen by approximately3.8%, reflecting modest growth in this market.
Price History
Kimper Home Price Trend
2020
$88,372
$88K
—
2021
$99,844
$100K
+13.0%
2022
$112,083
$112K
+12.3%
2023
$109,611
$110K
-2.2%
2024
$112,727
$113K
+2.8%
2025
$112,936
$113K
+0.2%
2026
$103,652
$104K
-8.2%
City Comparison
Kimper vs. National Median
🏠 Kimper
$103,652
National Median
$410,000
At $103,652, homes in Kimper cost 75% below the national median of $410,000. This makes Kimper a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kimper?
20% Down Payment
$20,730
on $103,652
Monthly P&I
$541/mo
30-yr @ 6.8%
Total Monthly Est.
~$687/mo
incl. taxes & insurance
Income Needed
$27,480
gross annual (30% rule)
10% Down Option
$10,365
+ PMI applies
Loan Amount (20% dn)
$82,922
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kimper, KY?
The median home value in Kimper is $103,652 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.2% year-over-year.
How much have home prices changed in Kimper?
Over the past year, home values in Kimper have decreased by 8.2%. Over five years, prices have risen approximately 3.8%.
How much do I need to earn to buy a home in Kimper?
To comfortably afford the median home price of $103,652 with a 20% down payment ($20,730) at today's rates (6.8%), you'd need a gross annual income of approximately $27,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Kimper compare to the national average home price?
The national median home value is approximately $410,000. At $103,652, homes in Kimper are 75% below the national average.