Market Overview
Home Prices in Kings Mountain, KY
The median home value in Kings Mountain, KY is $176,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kings Mountain are priced57% below average. Kings Mountain is part of the Danville, KY metro area.
Over the past five years, Kings Mountain home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
Kings Mountain Home Price Trend
City Comparison
Kings Mountain vs. National Median
At $176,138, homes in Kings Mountain cost 57% below the national median of $410,000. This makes Kings Mountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kings Mountain?
20% Down Payment
$35,228
on $176,138
Monthly P&I
$919/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,167/mo
incl. taxes & insurance
Income Needed
$46,680
gross annual (30% rule)
10% Down Option
$17,614
+ PMI applies
Loan Amount (20% dn)
$140,910
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kings Mountain, KY?
The median home value in Kings Mountain is $176,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in Kings Mountain?
Over the past year, home values in Kings Mountain have decreased by 2.9%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in Kings Mountain?
To comfortably afford the median home price of $176,138 with a 20% down payment ($35,228) at today's rates (6.8%), you'd need a gross annual income of approximately $46,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Kings Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $176,138, homes in Kings Mountain are 57% below the national average.
What metro area is Kings Mountain part of?
Kings Mountain is part of the Danville, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.