Market Overview
Home Prices in Kirksey, KY
The median home value in Kirksey, KY is $192,809 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.2% compared to a year ago and up 11.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kirksey are priced53% below average. Kirksey is part of the Murray, KY metro area.
Over the past five years, Kirksey home values have risen by approximately23.2%, reflecting strong long-term appreciation in this market.
Price History
Kirksey Home Price Trend
City Comparison
Kirksey vs. National Median
At $192,809, homes in Kirksey cost 53% below the national median of $410,000. This makes Kirksey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kirksey?
20% Down Payment
$38,562
on $192,809
Monthly P&I
$1,006/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,278/mo
incl. taxes & insurance
Income Needed
$51,120
gross annual (30% rule)
10% Down Option
$19,281
+ PMI applies
Loan Amount (20% dn)
$154,247
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kirksey, KY?
The median home value in Kirksey is $192,809 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.2% year-over-year.
How much have home prices changed in Kirksey?
Over the past year, home values in Kirksey have decreased by 10.2%. Over five years, prices have risen approximately 23.2%.
How much do I need to earn to buy a home in Kirksey?
To comfortably afford the median home price of $192,809 with a 20% down payment ($38,562) at today's rates (6.8%), you'd need a gross annual income of approximately $51,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Kirksey compare to the national average home price?
The national median home value is approximately $410,000. At $192,809, homes in Kirksey are 53% below the national average.
What metro area is Kirksey part of?
Kirksey is part of the Murray, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.