Market Overview
Home Prices in La Center, KY
The median home value in La Center, KY is $125,853 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in La Center are priced69% below average. La Center is part of the Paducah, KY-IL metro area.
Over the past five years, La Center home values have risen by approximately18.9%, reflecting steady appreciation in this market.
Price History
La Center Home Price Trend
City Comparison
La Center vs. National Median
At $125,853, homes in La Center cost 69% below the national median of $410,000. This makes La Center a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in La Center?
20% Down Payment
$25,171
on $125,853
Monthly P&I
$656/mo
30-yr @ 6.8%
Total Monthly Est.
~$833/mo
incl. taxes & insurance
Income Needed
$33,320
gross annual (30% rule)
10% Down Option
$12,585
+ PMI applies
Loan Amount (20% dn)
$100,682
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in La Center, KY?
The median home value in La Center is $125,853 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11% year-over-year.
How much have home prices changed in La Center?
Over the past year, home values in La Center have decreased by 11%. Over five years, prices have risen approximately 18.9%.
How much do I need to earn to buy a home in La Center?
To comfortably afford the median home price of $125,853 with a 20% down payment ($25,171) at today's rates (6.8%), you'd need a gross annual income of approximately $33,320. This assumes keeping total housing costs at or below 30% of gross income.
How does La Center compare to the national average home price?
The national median home value is approximately $410,000. At $125,853, homes in La Center are 69% below the national average.
What metro area is La Center part of?
La Center is part of the Paducah, KY-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.