Market Overview
Home Prices in Latonia Lakes, KY
The median home value in Latonia Lakes, KY is $220,113 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.4% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Latonia Lakes are priced46% below average. Latonia Lakes is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Latonia Lakes home values have risen by approximately21.6%, reflecting strong long-term appreciation in this market.
Price History
Latonia Lakes Home Price Trend
City Comparison
Latonia Lakes vs. National Median
At $220,113, homes in Latonia Lakes cost 46% below the national median of $410,000. This makes Latonia Lakes a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Latonia Lakes?
20% Down Payment
$44,023
on $220,113
Monthly P&I
$1,148/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,458/mo
incl. taxes & insurance
Income Needed
$58,320
gross annual (30% rule)
10% Down Option
$22,011
+ PMI applies
Loan Amount (20% dn)
$176,090
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Latonia Lakes, KY?
The median home value in Latonia Lakes is $220,113 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.4% year-over-year.
How much have home prices changed in Latonia Lakes?
Over the past year, home values in Latonia Lakes have decreased by 4.4%. Over five years, prices have risen approximately 21.6%.
How much do I need to earn to buy a home in Latonia Lakes?
To comfortably afford the median home price of $220,113 with a 20% down payment ($44,023) at today's rates (6.8%), you'd need a gross annual income of approximately $58,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Latonia Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $220,113, homes in Latonia Lakes are 46% below the national average.
What metro area is Latonia Lakes part of?
Latonia Lakes is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.