Market Overview
Home Prices in Lawrenceburg, KY
The median home value in Lawrenceburg, KY is $270,554 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 9.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lawrenceburg are priced34% below average. Lawrenceburg is part of the Frankfort, KY metro area.
Over the past five years, Lawrenceburg home values have risen by approximately40.6%, reflecting strong long-term appreciation in this market.
Price History
Lawrenceburg Home Price Trend
City Comparison
Lawrenceburg vs. National Median
At $270,554, homes in Lawrenceburg cost 34% below the national median of $410,000. This makes Lawrenceburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lawrenceburg?
20% Down Payment
$54,111
on $270,554
Monthly P&I
$1,411/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,792/mo
incl. taxes & insurance
Income Needed
$71,680
gross annual (30% rule)
10% Down Option
$27,055
+ PMI applies
Loan Amount (20% dn)
$216,443
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lawrenceburg, KY?
The median home value in Lawrenceburg is $270,554 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Lawrenceburg?
Over the past year, home values in Lawrenceburg have increased by 1%. Over five years, prices have risen approximately 40.6%.
How much do I need to earn to buy a home in Lawrenceburg?
To comfortably afford the median home price of $270,554 with a 20% down payment ($54,111) at today's rates (6.8%), you'd need a gross annual income of approximately $71,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Lawrenceburg compare to the national average home price?
The national median home value is approximately $410,000. At $270,554, homes in Lawrenceburg are 34% below the national average.
What metro area is Lawrenceburg part of?
Lawrenceburg is part of the Frankfort, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.