Market Overview
Home Prices in Livermore, KY
The median home value in Livermore, KY is $124,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 21.5% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Livermore are priced70% below average. Livermore is part of the Owensboro, KY metro area.
Over the past five years, Livermore home values have fallen by approximately13.9%, reflecting softening conditions in this market.
Price History
Livermore Home Price Trend
City Comparison
Livermore vs. National Median
At $124,379, homes in Livermore cost 70% below the national median of $410,000. This makes Livermore a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Livermore?
20% Down Payment
$24,876
on $124,379
Monthly P&I
$649/mo
30-yr @ 6.8%
Total Monthly Est.
~$824/mo
incl. taxes & insurance
Income Needed
$32,960
gross annual (30% rule)
10% Down Option
$12,438
+ PMI applies
Loan Amount (20% dn)
$99,503
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Livermore, KY?
The median home value in Livermore is $124,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 21.5% year-over-year.
How much have home prices changed in Livermore?
Over the past year, home values in Livermore have decreased by 21.5%. Over five years, prices have fallen approximately 13.9%.
How much do I need to earn to buy a home in Livermore?
To comfortably afford the median home price of $124,379 with a 20% down payment ($24,876) at today's rates (6.8%), you'd need a gross annual income of approximately $32,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Livermore compare to the national average home price?
The national median home value is approximately $410,000. At $124,379, homes in Livermore are 70% below the national average.
What metro area is Livermore part of?
Livermore is part of the Owensboro, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.