Market Overview
Home Prices in Livingston, KY
The median home value in Livingston, KY is $100,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 31.9% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Livingston are priced75% below average.
Over the past five years, Livingston home values have fallen by approximately20.0%, reflecting softening conditions in this market.
Price History
Livingston Home Price Trend
2020
$119,985
$120K
—
2021
$126,002
$126K
+5.0%
2022
$138,243
$138K
+9.7%
2023
$154,155
$154K
+11.5%
2024
$146,529
$147K
-4.9%
2025
$147,923
$148K
+1.0%
2026
$100,764
$101K
-31.9%
City Comparison
Livingston vs. National Median
🏠 Livingston
$100,764
National Median
$410,000
At $100,764, homes in Livingston cost 75% below the national median of $410,000. This makes Livingston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Livingston?
20% Down Payment
$20,153
on $100,764
Monthly P&I
$526/mo
30-yr @ 6.8%
Total Monthly Est.
~$668/mo
incl. taxes & insurance
Income Needed
$26,720
gross annual (30% rule)
10% Down Option
$10,076
+ PMI applies
Loan Amount (20% dn)
$80,611
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Livingston, KY?
The median home value in Livingston is $100,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 31.9% year-over-year.
How much have home prices changed in Livingston?
Over the past year, home values in Livingston have decreased by 31.9%. Over five years, prices have fallen approximately 20.0%.
How much do I need to earn to buy a home in Livingston?
To comfortably afford the median home price of $100,764 with a 20% down payment ($20,153) at today's rates (6.8%), you'd need a gross annual income of approximately $26,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Livingston compare to the national average home price?
The national median home value is approximately $410,000. At $100,764, homes in Livingston are 75% below the national average.