Market Overview
Home Prices in Lost Creek, KY
The median home value in Lost Creek, KY is $60,689 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 21% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lost Creek are priced85% below average.
Price History
Lost Creek Home Price Trend
2023
$63,699
$64K
—
2024
$72,096
$72K
+13.2%
2025
$76,790
$77K
+6.5%
2026
$60,689
$61K
-21.0%
City Comparison
Lost Creek vs. National Median
🏠 Lost Creek
$60,689
National Median
$410,000
At $60,689, homes in Lost Creek cost 85% below the national median of $410,000. This makes Lost Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lost Creek?
20% Down Payment
$12,138
on $60,689
Monthly P&I
$317/mo
30-yr @ 6.8%
Total Monthly Est.
~$403/mo
incl. taxes & insurance
Income Needed
$16,120
gross annual (30% rule)
10% Down Option
$6,069
+ PMI applies
Loan Amount (20% dn)
$48,551
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lost Creek, KY?
The median home value in Lost Creek is $60,689 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 21% year-over-year.
How much have home prices changed in Lost Creek?
Over the past year, home values in Lost Creek have decreased by 21%.
How much do I need to earn to buy a home in Lost Creek?
To comfortably afford the median home price of $60,689 with a 20% down payment ($12,138) at today's rates (6.8%), you'd need a gross annual income of approximately $16,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Lost Creek compare to the national average home price?
The national median home value is approximately $410,000. At $60,689, homes in Lost Creek are 85% below the national average.