Market Overview
Home Prices in Maceo, KY
The median home value in Maceo, KY is $193,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Maceo are priced53% below average. Maceo is part of the Owensboro, KY metro area.
Over the past five years, Maceo home values have risen by approximately10.2%, reflecting steady appreciation in this market.
Price History
Maceo Home Price Trend
2020
$157,020
$157K
—
2021
$175,350
$175K
+11.7%
2022
$191,745
$192K
+9.3%
2023
$201,756
$202K
+5.2%
2024
$202,468
$202K
+0.4%
2025
$210,133
$210K
+3.8%
2026
$193,292
$193K
-8.0%
City Comparison
Maceo vs. National Median
🏠 Maceo
$193,292
National Median
$410,000
At $193,292, homes in Maceo cost 53% below the national median of $410,000. This makes Maceo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Maceo?
20% Down Payment
$38,658
on $193,292
Monthly P&I
$1,008/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,280/mo
incl. taxes & insurance
Income Needed
$51,200
gross annual (30% rule)
10% Down Option
$19,329
+ PMI applies
Loan Amount (20% dn)
$154,634
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Maceo, KY?
The median home value in Maceo is $193,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8% year-over-year.
How much have home prices changed in Maceo?
Over the past year, home values in Maceo have decreased by 8%. Over five years, prices have risen approximately 10.2%.
How much do I need to earn to buy a home in Maceo?
To comfortably afford the median home price of $193,292 with a 20% down payment ($38,658) at today's rates (6.8%), you'd need a gross annual income of approximately $51,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Maceo compare to the national average home price?
The national median home value is approximately $410,000. At $193,292, homes in Maceo are 53% below the national average.
What metro area is Maceo part of?
Maceo is part of the Owensboro, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.