Market Overview
Home Prices in Mallie, KY
The median home value in Mallie, KY is $69,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 22.4% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mallie are priced83% below average.
Over the past five years, Mallie home values have fallen by approximately21.3%, reflecting softening conditions in this market.
Price History
Mallie Home Price Trend
2020
$60,281
$60K
—
2021
$87,779
$88K
+45.6%
2022
$97,106
$97K
+10.6%
2023
$99,126
$99K
+2.1%
2024
$90,194
$90K
-9.0%
2025
$88,974
$89K
-1.4%
2026
$69,045
$69K
-22.4%
City Comparison
Mallie vs. National Median
🏠 Mallie
$69,045
National Median
$410,000
At $69,045, homes in Mallie cost 83% below the national median of $410,000. This makes Mallie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mallie?
20% Down Payment
$13,809
on $69,045
Monthly P&I
$360/mo
30-yr @ 6.8%
Total Monthly Est.
~$457/mo
incl. taxes & insurance
Income Needed
$18,280
gross annual (30% rule)
10% Down Option
$6,905
+ PMI applies
Loan Amount (20% dn)
$55,236
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mallie, KY?
The median home value in Mallie is $69,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 22.4% year-over-year.
How much have home prices changed in Mallie?
Over the past year, home values in Mallie have decreased by 22.4%. Over five years, prices have fallen approximately 21.3%.
How much do I need to earn to buy a home in Mallie?
To comfortably afford the median home price of $69,045 with a 20% down payment ($13,809) at today's rates (6.8%), you'd need a gross annual income of approximately $18,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Mallie compare to the national average home price?
The national median home value is approximately $410,000. At $69,045, homes in Mallie are 83% below the national average.