Market Overview
Home Prices in Mammoth Cave, KY
The median home value in Mammoth Cave, KY is $114,528 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11.2% compared to a year ago and down 9.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mammoth Cave are priced72% below average. Mammoth Cave is part of the Bowling Green, KY metro area.
Over the past five years, Mammoth Cave home values have fallen by approximately40.2%, reflecting softening conditions in this market.
Price History
Mammoth Cave Home Price Trend
City Comparison
Mammoth Cave vs. National Median
At $114,528, homes in Mammoth Cave cost 72% below the national median of $410,000. This makes Mammoth Cave a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mammoth Cave?
20% Down Payment
$22,906
on $114,528
Monthly P&I
$597/mo
30-yr @ 6.8%
Total Monthly Est.
~$758/mo
incl. taxes & insurance
Income Needed
$30,320
gross annual (30% rule)
10% Down Option
$11,453
+ PMI applies
Loan Amount (20% dn)
$91,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mammoth Cave, KY?
The median home value in Mammoth Cave is $114,528 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11.2% year-over-year.
How much have home prices changed in Mammoth Cave?
Over the past year, home values in Mammoth Cave have decreased by 11.2%. Over five years, prices have fallen approximately 40.2%.
How much do I need to earn to buy a home in Mammoth Cave?
To comfortably afford the median home price of $114,528 with a 20% down payment ($22,906) at today's rates (6.8%), you'd need a gross annual income of approximately $30,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Mammoth Cave compare to the national average home price?
The national median home value is approximately $410,000. At $114,528, homes in Mammoth Cave are 72% below the national average.
What metro area is Mammoth Cave part of?
Mammoth Cave is part of the Bowling Green, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.