Market Overview
Home Prices in McCarr, KY
The median home value in McCarr, KY is $76,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.2% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in McCarr are priced81% below average.
Over the past five years, McCarr home values have fallen by approximately9.7%, reflecting softening conditions in this market.
Price History
McCarr Home Price Trend
2020
$72,244
$72K
—
2021
$85,047
$85K
+17.7%
2022
$93,295
$93K
+9.7%
2023
$84,909
$85K
-9.0%
2024
$91,350
$91K
+7.6%
2025
$88,428
$88K
-3.2%
2026
$76,778
$77K
-13.2%
City Comparison
McCarr vs. National Median
🏠 McCarr
$76,778
National Median
$410,000
At $76,778, homes in McCarr cost 81% below the national median of $410,000. This makes McCarr a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McCarr?
20% Down Payment
$15,356
on $76,778
Monthly P&I
$400/mo
30-yr @ 6.8%
Total Monthly Est.
~$508/mo
incl. taxes & insurance
Income Needed
$20,320
gross annual (30% rule)
10% Down Option
$7,678
+ PMI applies
Loan Amount (20% dn)
$61,422
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McCarr, KY?
The median home value in McCarr is $76,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.2% year-over-year.
How much have home prices changed in McCarr?
Over the past year, home values in McCarr have decreased by 13.2%. Over five years, prices have fallen approximately 9.7%.
How much do I need to earn to buy a home in McCarr?
To comfortably afford the median home price of $76,778 with a 20% down payment ($15,356) at today's rates (6.8%), you'd need a gross annual income of approximately $20,320. This assumes keeping total housing costs at or below 30% of gross income.
How does McCarr compare to the national average home price?
The national median home value is approximately $410,000. At $76,778, homes in McCarr are 81% below the national average.