Market Overview
Home Prices in McDaniels, KY
The median home value in McDaniels, KY is $211,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in McDaniels are priced48% below average.
Over the past five years, McDaniels home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
McDaniels Home Price Trend
2020
$134,855
$135K
—
2021
$167,982
$168K
+24.6%
2022
$203,670
$204K
+21.2%
2023
$204,937
$205K
+0.6%
2024
$208,335
$208K
+1.7%
2025
$216,135
$216K
+3.7%
2026
$211,723
$212K
-2.0%
City Comparison
McDaniels vs. National Median
🏠 McDaniels
$211,723
National Median
$410,000
At $211,723, homes in McDaniels cost 48% below the national median of $410,000. This makes McDaniels a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McDaniels?
20% Down Payment
$42,345
on $211,723
Monthly P&I
$1,104/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,402/mo
incl. taxes & insurance
Income Needed
$56,080
gross annual (30% rule)
10% Down Option
$21,172
+ PMI applies
Loan Amount (20% dn)
$169,378
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McDaniels, KY?
The median home value in McDaniels is $211,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in McDaniels?
Over the past year, home values in McDaniels have decreased by 2%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in McDaniels?
To comfortably afford the median home price of $211,723 with a 20% down payment ($42,345) at today's rates (6.8%), you'd need a gross annual income of approximately $56,080. This assumes keeping total housing costs at or below 30% of gross income.
How does McDaniels compare to the national average home price?
The national median home value is approximately $410,000. At $211,723, homes in McDaniels are 48% below the national average.