Market Overview
Home Prices in Means, KY
The median home value in Means, KY is $145,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 21.8% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Means are priced64% below average. Means is part of the Mount Sterling, KY metro area.
Over the past five years, Means home values have risen by approximately4.7%, reflecting modest growth in this market.
Price History
Means Home Price Trend
2020
$119,913
$120K
—
2021
$139,286
$139K
+16.2%
2022
$149,563
$150K
+7.4%
2023
$170,282
$170K
+13.9%
2024
$172,051
$172K
+1.0%
2025
$186,530
$187K
+8.4%
2026
$145,805
$146K
-21.8%
City Comparison
Means vs. National Median
🏠 Means
$145,805
National Median
$410,000
At $145,805, homes in Means cost 64% below the national median of $410,000. This makes Means a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Means?
20% Down Payment
$29,161
on $145,805
Monthly P&I
$760/mo
30-yr @ 6.8%
Total Monthly Est.
~$965/mo
incl. taxes & insurance
Income Needed
$38,600
gross annual (30% rule)
10% Down Option
$14,581
+ PMI applies
Loan Amount (20% dn)
$116,644
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Means, KY?
The median home value in Means is $145,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 21.8% year-over-year.
How much have home prices changed in Means?
Over the past year, home values in Means have decreased by 21.8%. Over five years, prices have risen approximately 4.7%.
How much do I need to earn to buy a home in Means?
To comfortably afford the median home price of $145,805 with a 20% down payment ($29,161) at today's rates (6.8%), you'd need a gross annual income of approximately $38,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Means compare to the national average home price?
The national median home value is approximately $410,000. At $145,805, homes in Means are 64% below the national average.
What metro area is Means part of?
Means is part of the Mount Sterling, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.