Market Overview
Home Prices in Middlesboro, KY
The median home value in Middlesboro, KY is $114,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middlesboro are priced72% below average. Middlesboro is part of the Middlesborough, KY metro area.
Over the past five years, Middlesboro home values have risen by approximately13.0%, reflecting steady appreciation in this market.
Price History
Middlesboro Home Price Trend
City Comparison
Middlesboro vs. National Median
At $114,278, homes in Middlesboro cost 72% below the national median of $410,000. This makes Middlesboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middlesboro?
20% Down Payment
$22,856
on $114,278
Monthly P&I
$596/mo
30-yr @ 6.8%
Total Monthly Est.
~$757/mo
incl. taxes & insurance
Income Needed
$30,280
gross annual (30% rule)
10% Down Option
$11,428
+ PMI applies
Loan Amount (20% dn)
$91,422
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middlesboro, KY?
The median home value in Middlesboro is $114,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Middlesboro?
Over the past year, home values in Middlesboro have decreased by 5.7%. Over five years, prices have risen approximately 13.0%.
How much do I need to earn to buy a home in Middlesboro?
To comfortably afford the median home price of $114,278 with a 20% down payment ($22,856) at today's rates (6.8%), you'd need a gross annual income of approximately $30,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Middlesboro compare to the national average home price?
The national median home value is approximately $410,000. At $114,278, homes in Middlesboro are 72% below the national average.
What metro area is Middlesboro part of?
Middlesboro is part of the Middlesborough, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.