Market Overview
Home Prices in Moorefield, KY
The median home value in Moorefield, KY is $240,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moorefield are priced41% below average.
Over the past five years, Moorefield home values have risen by approximately43.0%, reflecting strong long-term appreciation in this market.
Price History
Moorefield Home Price Trend
2020
$139,975
$140K
—
2021
$168,355
$168K
+20.3%
2022
$199,351
$199K
+18.4%
2023
$203,127
$203K
+1.9%
2024
$230,371
$230K
+13.4%
2025
$244,615
$245K
+6.2%
2026
$240,690
$241K
-1.6%
City Comparison
Moorefield vs. National Median
🏠 Moorefield
$240,690
National Median
$410,000
At $240,690, homes in Moorefield cost 41% below the national median of $410,000. This makes Moorefield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moorefield?
20% Down Payment
$48,138
on $240,690
Monthly P&I
$1,255/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,594/mo
incl. taxes & insurance
Income Needed
$63,760
gross annual (30% rule)
10% Down Option
$24,069
+ PMI applies
Loan Amount (20% dn)
$192,552
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moorefield, KY?
The median home value in Moorefield is $240,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Moorefield?
Over the past year, home values in Moorefield have decreased by 1.6%. Over five years, prices have risen approximately 43.0%.
How much do I need to earn to buy a home in Moorefield?
To comfortably afford the median home price of $240,690 with a 20% down payment ($48,138) at today's rates (6.8%), you'd need a gross annual income of approximately $63,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Moorefield compare to the national average home price?
The national median home value is approximately $410,000. At $240,690, homes in Moorefield are 41% below the national average.