Market Overview
Home Prices in Mount Olivet, KY
The median home value in Mount Olivet, KY is $170,788 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Olivet are priced58% below average.
Over the past five years, Mount Olivet home values have risen by approximately31.8%, reflecting strong long-term appreciation in this market.
Price History
Mount Olivet Home Price Trend
2020
$103,601
$104K
—
2021
$129,606
$130K
+25.1%
2022
$153,023
$153K
+18.1%
2023
$154,682
$155K
+1.1%
2024
$163,183
$163K
+5.5%
2025
$161,097
$161K
-1.3%
2026
$170,788
$171K
+6.0%
City Comparison
Mount Olivet vs. National Median
🏠 Mount Olivet
$170,788
National Median
$410,000
At $170,788, homes in Mount Olivet cost 58% below the national median of $410,000. This makes Mount Olivet a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Olivet?
20% Down Payment
$34,158
on $170,788
Monthly P&I
$891/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,132/mo
incl. taxes & insurance
Income Needed
$45,280
gross annual (30% rule)
10% Down Option
$17,079
+ PMI applies
Loan Amount (20% dn)
$136,630
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Olivet, KY?
The median home value in Mount Olivet is $170,788 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Mount Olivet?
Over the past year, home values in Mount Olivet have increased by 6%. Over five years, prices have risen approximately 31.8%.
How much do I need to earn to buy a home in Mount Olivet?
To comfortably afford the median home price of $170,788 with a 20% down payment ($34,158) at today's rates (6.8%), you'd need a gross annual income of approximately $45,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Olivet compare to the national average home price?
The national median home value is approximately $410,000. At $170,788, homes in Mount Olivet are 58% below the national average.