Market Overview
Home Prices in Mount Washington, KY
The median home value in Mount Washington, KY is $330,041 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Washington are priced20% below average. Mount Washington is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Mount Washington home values have risen by approximately22.9%, reflecting strong long-term appreciation in this market.
Price History
Mount Washington Home Price Trend
City Comparison
Mount Washington vs. National Median
At $330,041, homes in Mount Washington cost 20% below the national median of $410,000. This makes Mount Washington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Washington?
20% Down Payment
$66,008
on $330,041
Monthly P&I
$1,721/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,186/mo
incl. taxes & insurance
Income Needed
$87,440
gross annual (30% rule)
10% Down Option
$33,004
+ PMI applies
Loan Amount (20% dn)
$264,033
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Washington, KY?
The median home value in Mount Washington is $330,041 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Mount Washington?
Over the past year, home values in Mount Washington have increased by 2.9%. Over five years, prices have risen approximately 22.9%.
How much do I need to earn to buy a home in Mount Washington?
To comfortably afford the median home price of $330,041 with a 20% down payment ($66,008) at today's rates (6.8%), you'd need a gross annual income of approximately $87,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Washington compare to the national average home price?
The national median home value is approximately $410,000. At $330,041, homes in Mount Washington are 20% below the national average.
What metro area is Mount Washington part of?
Mount Washington is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.