Market Overview
Home Prices in Mouthcard, KY
The median home value in Mouthcard, KY is $79,875 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 11.6% compared to a year ago and down 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mouthcard are priced81% below average.
Over the past five years, Mouthcard home values have fallen by approximately3.0%, reflecting softening conditions in this market.
Price History
Mouthcard Home Price Trend
2020
$69,526
$70K
—
2021
$82,354
$82K
+18.5%
2022
$91,742
$92K
+11.4%
2023
$88,076
$88K
-4.0%
2024
$94,403
$94K
+7.2%
2025
$90,397
$90K
-4.2%
2026
$79,875
$80K
-11.6%
City Comparison
Mouthcard vs. National Median
🏠 Mouthcard
$79,875
National Median
$410,000
At $79,875, homes in Mouthcard cost 81% below the national median of $410,000. This makes Mouthcard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mouthcard?
20% Down Payment
$15,975
on $79,875
Monthly P&I
$417/mo
30-yr @ 6.8%
Total Monthly Est.
~$530/mo
incl. taxes & insurance
Income Needed
$21,200
gross annual (30% rule)
10% Down Option
$7,988
+ PMI applies
Loan Amount (20% dn)
$63,900
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mouthcard, KY?
The median home value in Mouthcard is $79,875 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 11.6% year-over-year.
How much have home prices changed in Mouthcard?
Over the past year, home values in Mouthcard have decreased by 11.6%. Over five years, prices have fallen approximately 3.0%.
How much do I need to earn to buy a home in Mouthcard?
To comfortably afford the median home price of $79,875 with a 20% down payment ($15,975) at today's rates (6.8%), you'd need a gross annual income of approximately $21,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Mouthcard compare to the national average home price?
The national median home value is approximately $410,000. At $79,875, homes in Mouthcard are 81% below the national average.