Market Overview
Home Prices in Munfordville, KY
The median home value in Munfordville, KY is $203,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 10.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Munfordville are priced50% below average.
Over the past five years, Munfordville home values have risen by approximately45.4%, reflecting strong long-term appreciation in this market.
Price History
Munfordville Home Price Trend
2020
$114,274
$114K
—
2021
$139,702
$140K
+22.3%
2022
$167,496
$167K
+19.9%
2023
$175,922
$176K
+5.0%
2024
$186,111
$186K
+5.8%
2025
$205,451
$205K
+10.4%
2026
$203,138
$203K
-1.1%
City Comparison
Munfordville vs. National Median
🏠 Munfordville
$203,138
National Median
$410,000
At $203,138, homes in Munfordville cost 50% below the national median of $410,000. This makes Munfordville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Munfordville?
20% Down Payment
$40,628
on $203,138
Monthly P&I
$1,059/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,345/mo
incl. taxes & insurance
Income Needed
$53,800
gross annual (30% rule)
10% Down Option
$20,314
+ PMI applies
Loan Amount (20% dn)
$162,510
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Munfordville, KY?
The median home value in Munfordville is $203,138 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Munfordville?
Over the past year, home values in Munfordville have decreased by 1.1%. Over five years, prices have risen approximately 45.4%.
How much do I need to earn to buy a home in Munfordville?
To comfortably afford the median home price of $203,138 with a 20% down payment ($40,628) at today's rates (6.8%), you'd need a gross annual income of approximately $53,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Munfordville compare to the national average home price?
The national median home value is approximately $410,000. At $203,138, homes in Munfordville are 50% below the national average.