Market Overview
Home Prices in New Haven, KY
The median home value in New Haven, KY is $244,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in New Haven are priced40% below average. New Haven is part of the Bardstown, KY metro area.
Over the past five years, New Haven home values have risen by approximately33.6%, reflecting strong long-term appreciation in this market.
Price History
New Haven Home Price Trend
City Comparison
New Haven vs. National Median
At $244,451, homes in New Haven cost 40% below the national median of $410,000. This makes New Haven a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in New Haven?
20% Down Payment
$48,890
on $244,451
Monthly P&I
$1,275/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,619/mo
incl. taxes & insurance
Income Needed
$64,760
gross annual (30% rule)
10% Down Option
$24,445
+ PMI applies
Loan Amount (20% dn)
$195,561
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in New Haven, KY?
The median home value in New Haven is $244,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in New Haven?
Over the past year, home values in New Haven have increased by 1.6%. Over five years, prices have risen approximately 33.6%.
How much do I need to earn to buy a home in New Haven?
To comfortably afford the median home price of $244,451 with a 20% down payment ($48,890) at today's rates (6.8%), you'd need a gross annual income of approximately $64,760. This assumes keeping total housing costs at or below 30% of gross income.
How does New Haven compare to the national average home price?
The national median home value is approximately $410,000. At $244,451, homes in New Haven are 40% below the national average.
What metro area is New Haven part of?
New Haven is part of the Bardstown, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.