Market Overview
Home Prices in Oak Grove, KY
The median home value in Oak Grove, KY is $213,688 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Grove are priced48% below average. Oak Grove is part of the Clarksville, TN-KY metro area.
Over the past five years, Oak Grove home values have risen by approximately52.4%, reflecting strong long-term appreciation in this market.
Price History
Oak Grove Home Price Trend
City Comparison
Oak Grove vs. National Median
At $213,688, homes in Oak Grove cost 48% below the national median of $410,000. This makes Oak Grove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oak Grove?
20% Down Payment
$42,738
on $213,688
Monthly P&I
$1,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,415/mo
incl. taxes & insurance
Income Needed
$56,600
gross annual (30% rule)
10% Down Option
$21,369
+ PMI applies
Loan Amount (20% dn)
$170,950
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Grove, KY?
The median home value in Oak Grove is $213,688 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Oak Grove?
Over the past year, home values in Oak Grove have decreased by 0.9%. Over five years, prices have risen approximately 52.4%.
How much do I need to earn to buy a home in Oak Grove?
To comfortably afford the median home price of $213,688 with a 20% down payment ($42,738) at today's rates (6.8%), you'd need a gross annual income of approximately $56,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Grove compare to the national average home price?
The national median home value is approximately $410,000. At $213,688, homes in Oak Grove are 48% below the national average.
What metro area is Oak Grove part of?
Oak Grove is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.