Market Overview
Home Prices in Paintsville, KY
The median home value in Paintsville, KY is $137,328 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.1% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Paintsville are priced67% below average.
Over the past five years, Paintsville home values have risen by approximately20.9%, reflecting strong long-term appreciation in this market.
Price History
Paintsville Home Price Trend
2020
$97,189
$97K
—
2021
$113,567
$114K
+16.9%
2022
$125,806
$126K
+10.8%
2023
$134,769
$135K
+7.1%
2024
$143,429
$143K
+6.4%
2025
$147,795
$148K
+3.0%
2026
$137,328
$137K
-7.1%
City Comparison
Paintsville vs. National Median
🏠 Paintsville
$137,328
National Median
$410,000
At $137,328, homes in Paintsville cost 67% below the national median of $410,000. This makes Paintsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Paintsville?
20% Down Payment
$27,466
on $137,328
Monthly P&I
$716/mo
30-yr @ 6.8%
Total Monthly Est.
~$909/mo
incl. taxes & insurance
Income Needed
$36,360
gross annual (30% rule)
10% Down Option
$13,733
+ PMI applies
Loan Amount (20% dn)
$109,862
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Paintsville, KY?
The median home value in Paintsville is $137,328 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.1% year-over-year.
How much have home prices changed in Paintsville?
Over the past year, home values in Paintsville have decreased by 7.1%. Over five years, prices have risen approximately 20.9%.
How much do I need to earn to buy a home in Paintsville?
To comfortably afford the median home price of $137,328 with a 20% down payment ($27,466) at today's rates (6.8%), you'd need a gross annual income of approximately $36,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Paintsville compare to the national average home price?
The national median home value is approximately $410,000. At $137,328, homes in Paintsville are 67% below the national average.