📍 Pathfork, KY · Zillow ZHVI · July 2026

Average Home Price in
Pathfork, KY

Middlesborough, KY metro area · Bell County County

Median Home Value
$75,862
↓ 34.2% year-over-year
vs. National Median
$410,000
Pathfork is 81% below
Est. Monthly Payment
$396/mo
20% down · 6.8% rate
Income Needed
$20K
gross annual (30% rule)
Median Home Value
$75,862
↓ 34.2% year-over-year

Down Payment (20%)$15,172
Monthly P&I$396/mo
With Taxes & Ins.~$503/mo
Income Needed$20,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pathfork, KY

The median home value in Pathfork, KY is $75,862 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 34.2% compared to a year ago and up 9.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pathfork are priced81% below average. Pathfork is part of the Middlesborough, KY metro area.

Over the past five years, Pathfork home values have fallen by approximately31.2%, reflecting softening conditions in this market.

City Comparison

Pathfork vs. National Median

🏠 Pathfork
$75,862
National Median
$410,000

At $75,862, homes in Pathfork cost 81% below the national median of $410,000. This makes Pathfork a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pathfork?

20% Down Payment
$15,172
on $75,862
Monthly P&I
$396/mo
30-yr @ 6.8%
Total Monthly Est.
~$503/mo
incl. taxes & insurance
Income Needed
$20,120
gross annual (30% rule)
10% Down Option
$7,586
+ PMI applies
Loan Amount (20% dn)
$60,690
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pathfork, KY?
The median home value in Pathfork is $75,862 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 34.2% year-over-year.
How much have home prices changed in Pathfork?
Over the past year, home values in Pathfork have decreased by 34.2%. Over five years, prices have fallen approximately 31.2%.
How much do I need to earn to buy a home in Pathfork?
To comfortably afford the median home price of $75,862 with a 20% down payment ($15,172) at today's rates (6.8%), you'd need a gross annual income of approximately $20,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Pathfork compare to the national average home price?
The national median home value is approximately $410,000. At $75,862, homes in Pathfork are 81% below the national average.
What metro area is Pathfork part of?
Pathfork is part of the Middlesborough, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.