Market Overview
Home Prices in Pembroke, KY
The median home value in Pembroke, KY is $276,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pembroke are priced33% below average. Pembroke is part of the Clarksville, TN-KY metro area.
Over the past five years, Pembroke home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Pembroke Home Price Trend
City Comparison
Pembroke vs. National Median
At $276,004, homes in Pembroke cost 33% below the national median of $410,000. This makes Pembroke a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pembroke?
20% Down Payment
$55,201
on $276,004
Monthly P&I
$1,439/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,828/mo
incl. taxes & insurance
Income Needed
$73,120
gross annual (30% rule)
10% Down Option
$27,600
+ PMI applies
Loan Amount (20% dn)
$220,803
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pembroke, KY?
The median home value in Pembroke is $276,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Pembroke?
Over the past year, home values in Pembroke have increased by 1.7%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Pembroke?
To comfortably afford the median home price of $276,004 with a 20% down payment ($55,201) at today's rates (6.8%), you'd need a gross annual income of approximately $73,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Pembroke compare to the national average home price?
The national median home value is approximately $410,000. At $276,004, homes in Pembroke are 33% below the national average.
What metro area is Pembroke part of?
Pembroke is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.