Market Overview
Home Prices in Plum Springs, KY
The median home value in Plum Springs, KY is $206,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plum Springs are priced50% below average. Plum Springs is part of the Bowling Green, KY metro area.
Over the past five years, Plum Springs home values have risen by approximately45.6%, reflecting strong long-term appreciation in this market.
Price History
Plum Springs Home Price Trend
City Comparison
Plum Springs vs. National Median
At $206,010, homes in Plum Springs cost 50% below the national median of $410,000. This makes Plum Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plum Springs?
20% Down Payment
$41,202
on $206,010
Monthly P&I
$1,074/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,364/mo
incl. taxes & insurance
Income Needed
$54,560
gross annual (30% rule)
10% Down Option
$20,601
+ PMI applies
Loan Amount (20% dn)
$164,808
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plum Springs, KY?
The median home value in Plum Springs is $206,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Plum Springs?
Over the past year, home values in Plum Springs have increased by 5.9%. Over five years, prices have risen approximately 45.6%.
How much do I need to earn to buy a home in Plum Springs?
To comfortably afford the median home price of $206,010 with a 20% down payment ($41,202) at today's rates (6.8%), you'd need a gross annual income of approximately $54,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Plum Springs compare to the national average home price?
The national median home value is approximately $410,000. At $206,010, homes in Plum Springs are 50% below the national average.
What metro area is Plum Springs part of?
Plum Springs is part of the Bowling Green, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.