Market Overview
Home Prices in Raccoon, KY
The median home value in Raccoon, KY is $113,670 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.2% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Raccoon are priced72% below average.
Over the past five years, Raccoon home values have risen by approximately6.0%, reflecting steady appreciation in this market.
Price History
Raccoon Home Price Trend
2020
$92,604
$93K
—
2021
$107,188
$107K
+15.7%
2022
$117,817
$118K
+9.9%
2023
$116,119
$116K
-1.4%
2024
$121,462
$121K
+4.6%
2025
$123,793
$124K
+1.9%
2026
$113,670
$114K
-8.2%
City Comparison
Raccoon vs. National Median
🏠 Raccoon
$113,670
National Median
$410,000
At $113,670, homes in Raccoon cost 72% below the national median of $410,000. This makes Raccoon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Raccoon?
20% Down Payment
$22,734
on $113,670
Monthly P&I
$593/mo
30-yr @ 6.8%
Total Monthly Est.
~$753/mo
incl. taxes & insurance
Income Needed
$30,120
gross annual (30% rule)
10% Down Option
$11,367
+ PMI applies
Loan Amount (20% dn)
$90,936
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Raccoon, KY?
The median home value in Raccoon is $113,670 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.2% year-over-year.
How much have home prices changed in Raccoon?
Over the past year, home values in Raccoon have decreased by 8.2%. Over five years, prices have risen approximately 6.0%.
How much do I need to earn to buy a home in Raccoon?
To comfortably afford the median home price of $113,670 with a 20% down payment ($22,734) at today's rates (6.8%), you'd need a gross annual income of approximately $30,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Raccoon compare to the national average home price?
The national median home value is approximately $410,000. At $113,670, homes in Raccoon are 72% below the national average.