Market Overview
Home Prices in Ransom, KY
The median home value in Ransom, KY is $76,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 19.7% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ransom are priced81% below average.
Over the past five years, Ransom home values have fallen by approximately3.5%, reflecting softening conditions in this market.
Price History
Ransom Home Price Trend
2020
$65,637
$66K
—
2021
$78,835
$79K
+20.1%
2022
$90,552
$91K
+14.9%
2023
$86,934
$87K
-4.0%
2024
$91,622
$92K
+5.4%
2025
$94,679
$95K
+3.3%
2026
$76,037
$76K
-19.7%
City Comparison
Ransom vs. National Median
🏠 Ransom
$76,037
National Median
$410,000
At $76,037, homes in Ransom cost 81% below the national median of $410,000. This makes Ransom a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ransom?
20% Down Payment
$15,207
on $76,037
Monthly P&I
$397/mo
30-yr @ 6.8%
Total Monthly Est.
~$504/mo
incl. taxes & insurance
Income Needed
$20,160
gross annual (30% rule)
10% Down Option
$7,604
+ PMI applies
Loan Amount (20% dn)
$60,830
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ransom, KY?
The median home value in Ransom is $76,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 19.7% year-over-year.
How much have home prices changed in Ransom?
Over the past year, home values in Ransom have decreased by 19.7%. Over five years, prices have fallen approximately 3.5%.
How much do I need to earn to buy a home in Ransom?
To comfortably afford the median home price of $76,037 with a 20% down payment ($15,207) at today's rates (6.8%), you'd need a gross annual income of approximately $20,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Ransom compare to the national average home price?
The national median home value is approximately $410,000. At $76,037, homes in Ransom are 81% below the national average.