Market Overview
Home Prices in Regina, KY
The median home value in Regina, KY is $76,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 17.7% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Regina are priced81% below average.
Over the past five years, Regina home values have fallen by approximately26.3%, reflecting softening conditions in this market.
Price History
Regina Home Price Trend
2020
$93,530
$94K
—
2021
$104,371
$104K
+11.6%
2022
$112,505
$113K
+7.8%
2023
$102,799
$103K
-8.6%
2024
$90,699
$91K
-11.8%
2025
$93,465
$93K
+3.0%
2026
$76,928
$77K
-17.7%
City Comparison
Regina vs. National Median
🏠 Regina
$76,928
National Median
$410,000
At $76,928, homes in Regina cost 81% below the national median of $410,000. This makes Regina a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Regina?
20% Down Payment
$15,386
on $76,928
Monthly P&I
$401/mo
30-yr @ 6.8%
Total Monthly Est.
~$509/mo
incl. taxes & insurance
Income Needed
$20,360
gross annual (30% rule)
10% Down Option
$7,693
+ PMI applies
Loan Amount (20% dn)
$61,542
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Regina, KY?
The median home value in Regina is $76,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 17.7% year-over-year.
How much have home prices changed in Regina?
Over the past year, home values in Regina have decreased by 17.7%. Over five years, prices have fallen approximately 26.3%.
How much do I need to earn to buy a home in Regina?
To comfortably afford the median home price of $76,928 with a 20% down payment ($15,386) at today's rates (6.8%), you'd need a gross annual income of approximately $20,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Regina compare to the national average home price?
The national median home value is approximately $410,000. At $76,928, homes in Regina are 81% below the national average.