Market Overview
Home Prices in Rockholds, KY
The median home value in Rockholds, KY is $134,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.1% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rockholds are priced67% below average. Rockholds is part of the London, KY metro area.
Over the past five years, Rockholds home values have fallen by approximately5.9%, reflecting softening conditions in this market.
Price History
Rockholds Home Price Trend
City Comparison
Rockholds vs. National Median
At $134,604, homes in Rockholds cost 67% below the national median of $410,000. This makes Rockholds a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rockholds?
20% Down Payment
$26,921
on $134,604
Monthly P&I
$702/mo
30-yr @ 6.8%
Total Monthly Est.
~$892/mo
incl. taxes & insurance
Income Needed
$35,680
gross annual (30% rule)
10% Down Option
$13,460
+ PMI applies
Loan Amount (20% dn)
$107,683
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rockholds, KY?
The median home value in Rockholds is $134,604 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.1% year-over-year.
How much have home prices changed in Rockholds?
Over the past year, home values in Rockholds have decreased by 9.1%. Over five years, prices have fallen approximately 5.9%.
How much do I need to earn to buy a home in Rockholds?
To comfortably afford the median home price of $134,604 with a 20% down payment ($26,921) at today's rates (6.8%), you'd need a gross annual income of approximately $35,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Rockholds compare to the national average home price?
The national median home value is approximately $410,000. At $134,604, homes in Rockholds are 67% below the national average.
What metro area is Rockholds part of?
Rockholds is part of the London, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.