Market Overview
Home Prices in Russellville, KY
The median home value in Russellville, KY is $194,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.2% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Russellville are priced53% below average.
Over the past five years, Russellville home values have risen by approximately30.7%, reflecting strong long-term appreciation in this market.
Price History
Russellville Home Price Trend
2020
$126,342
$126K
—
2021
$148,665
$149K
+17.7%
2022
$164,245
$164K
+10.5%
2023
$174,715
$175K
+6.4%
2024
$192,245
$192K
+10.0%
2025
$200,692
$201K
+4.4%
2026
$194,296
$194K
-3.2%
City Comparison
Russellville vs. National Median
🏠 Russellville
$194,296
National Median
$410,000
At $194,296, homes in Russellville cost 53% below the national median of $410,000. This makes Russellville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Russellville?
20% Down Payment
$38,859
on $194,296
Monthly P&I
$1,013/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,287/mo
incl. taxes & insurance
Income Needed
$51,480
gross annual (30% rule)
10% Down Option
$19,430
+ PMI applies
Loan Amount (20% dn)
$155,437
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Russellville, KY?
The median home value in Russellville is $194,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.2% year-over-year.
How much have home prices changed in Russellville?
Over the past year, home values in Russellville have decreased by 3.2%. Over five years, prices have risen approximately 30.7%.
How much do I need to earn to buy a home in Russellville?
To comfortably afford the median home price of $194,296 with a 20% down payment ($38,859) at today's rates (6.8%), you'd need a gross annual income of approximately $51,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Russellville compare to the national average home price?
The national median home value is approximately $410,000. At $194,296, homes in Russellville are 53% below the national average.