Market Overview
Home Prices in Science Hill, KY
The median home value in Science Hill, KY is $193,838 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.3% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Science Hill are priced53% below average. Science Hill is part of the Somerset, KY metro area.
Over the past five years, Science Hill home values have risen by approximately15.0%, reflecting steady appreciation in this market.
Price History
Science Hill Home Price Trend
City Comparison
Science Hill vs. National Median
At $193,838, homes in Science Hill cost 53% below the national median of $410,000. This makes Science Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Science Hill?
20% Down Payment
$38,768
on $193,838
Monthly P&I
$1,011/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,284/mo
incl. taxes & insurance
Income Needed
$51,360
gross annual (30% rule)
10% Down Option
$19,384
+ PMI applies
Loan Amount (20% dn)
$155,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Science Hill, KY?
The median home value in Science Hill is $193,838 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.3% year-over-year.
How much have home prices changed in Science Hill?
Over the past year, home values in Science Hill have decreased by 3.3%. Over five years, prices have risen approximately 15.0%.
How much do I need to earn to buy a home in Science Hill?
To comfortably afford the median home price of $193,838 with a 20% down payment ($38,768) at today's rates (6.8%), you'd need a gross annual income of approximately $51,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Science Hill compare to the national average home price?
The national median home value is approximately $410,000. At $193,838, homes in Science Hill are 53% below the national average.
What metro area is Science Hill part of?
Science Hill is part of the Somerset, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.