Market Overview
Home Prices in Sedalia, KY
The median home value in Sedalia, KY is $186,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 8.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sedalia are priced55% below average. Sedalia is part of the Mayfield, KY metro area.
Over the past five years, Sedalia home values have risen by approximately32.8%, reflecting strong long-term appreciation in this market.
Price History
Sedalia Home Price Trend
City Comparison
Sedalia vs. National Median
At $186,308, homes in Sedalia cost 55% below the national median of $410,000. This makes Sedalia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sedalia?
20% Down Payment
$37,262
on $186,308
Monthly P&I
$972/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,234/mo
incl. taxes & insurance
Income Needed
$49,360
gross annual (30% rule)
10% Down Option
$18,631
+ PMI applies
Loan Amount (20% dn)
$149,046
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sedalia, KY?
The median home value in Sedalia is $186,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Sedalia?
Over the past year, home values in Sedalia have increased by 2.1%. Over five years, prices have risen approximately 32.8%.
How much do I need to earn to buy a home in Sedalia?
To comfortably afford the median home price of $186,308 with a 20% down payment ($37,262) at today's rates (6.8%), you'd need a gross annual income of approximately $49,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Sedalia compare to the national average home price?
The national median home value is approximately $410,000. At $186,308, homes in Sedalia are 55% below the national average.
What metro area is Sedalia part of?
Sedalia is part of the Mayfield, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.