Market Overview
Home Prices in Shepherdsville, KY
The median home value in Shepherdsville, KY is $289,743 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shepherdsville are priced29% below average. Shepherdsville is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Shepherdsville home values have risen by approximately25.5%, reflecting strong long-term appreciation in this market.
Price History
Shepherdsville Home Price Trend
City Comparison
Shepherdsville vs. National Median
At $289,743, homes in Shepherdsville cost 29% below the national median of $410,000. This makes Shepherdsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shepherdsville?
20% Down Payment
$57,949
on $289,743
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,974
+ PMI applies
Loan Amount (20% dn)
$231,794
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shepherdsville, KY?
The median home value in Shepherdsville is $289,743 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Shepherdsville?
Over the past year, home values in Shepherdsville have increased by 1.1%. Over five years, prices have risen approximately 25.5%.
How much do I need to earn to buy a home in Shepherdsville?
To comfortably afford the median home price of $289,743 with a 20% down payment ($57,949) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Shepherdsville compare to the national average home price?
The national median home value is approximately $410,000. At $289,743, homes in Shepherdsville are 29% below the national average.
What metro area is Shepherdsville part of?
Shepherdsville is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.