Market Overview
Home Prices in Siler, KY
The median home value in Siler, KY is $99,341 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 19.3% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Siler are priced76% below average. Siler is part of the London, KY metro area.
Over the past five years, Siler home values have fallen by approximately16.1%, reflecting softening conditions in this market.
Price History
Siler Home Price Trend
2020
$96,225
$96K
—
2021
$118,361
$118K
+23.0%
2022
$118,000
$118K
-0.3%
2023
$118,440
$118K
+0.4%
2024
$122,011
$122K
+3.0%
2025
$123,081
$123K
+0.9%
2026
$99,341
$99K
-19.3%
City Comparison
Siler vs. National Median
🏠 Siler
$99,341
National Median
$410,000
At $99,341, homes in Siler cost 76% below the national median of $410,000. This makes Siler a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Siler?
20% Down Payment
$19,868
on $99,341
Monthly P&I
$518/mo
30-yr @ 6.8%
Total Monthly Est.
~$658/mo
incl. taxes & insurance
Income Needed
$26,320
gross annual (30% rule)
10% Down Option
$9,934
+ PMI applies
Loan Amount (20% dn)
$79,473
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Siler, KY?
The median home value in Siler is $99,341 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 19.3% year-over-year.
How much have home prices changed in Siler?
Over the past year, home values in Siler have decreased by 19.3%. Over five years, prices have fallen approximately 16.1%.
How much do I need to earn to buy a home in Siler?
To comfortably afford the median home price of $99,341 with a 20% down payment ($19,868) at today's rates (6.8%), you'd need a gross annual income of approximately $26,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Siler compare to the national average home price?
The national median home value is approximately $410,000. At $99,341, homes in Siler are 76% below the national average.
What metro area is Siler part of?
Siler is part of the London, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.