Market Overview
Home Prices in Silver Grove, KY
The median home value in Silver Grove, KY is $197,155 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and up 12.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silver Grove are priced52% below average. Silver Grove is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Silver Grove home values have risen by approximately12.3%, reflecting steady appreciation in this market.
Price History
Silver Grove Home Price Trend
City Comparison
Silver Grove vs. National Median
At $197,155, homes in Silver Grove cost 52% below the national median of $410,000. This makes Silver Grove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Silver Grove?
20% Down Payment
$39,431
on $197,155
Monthly P&I
$1,028/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,306/mo
incl. taxes & insurance
Income Needed
$52,240
gross annual (30% rule)
10% Down Option
$19,716
+ PMI applies
Loan Amount (20% dn)
$157,724
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silver Grove, KY?
The median home value in Silver Grove is $197,155 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Silver Grove?
Over the past year, home values in Silver Grove have decreased by 3%. Over five years, prices have risen approximately 12.3%.
How much do I need to earn to buy a home in Silver Grove?
To comfortably afford the median home price of $197,155 with a 20% down payment ($39,431) at today's rates (6.8%), you'd need a gross annual income of approximately $52,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Silver Grove compare to the national average home price?
The national median home value is approximately $410,000. At $197,155, homes in Silver Grove are 52% below the national average.
What metro area is Silver Grove part of?
Silver Grove is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.