Market Overview
Home Prices in Simpsonville, KY
The median home value in Simpsonville, KY is $417,150 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Simpsonville are priced2% above average. Simpsonville is part of the Louisville/Jefferson County, KY-IN metro area.
Over the past five years, Simpsonville home values have risen by approximately18.0%, reflecting steady appreciation in this market.
Price History
Simpsonville Home Price Trend
City Comparison
Simpsonville vs. National Median
At $417,150, homes in Simpsonville cost 2% above the national median of $410,000. Buyers in Simpsonville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Simpsonville?
20% Down Payment
$83,430
on $417,150
Monthly P&I
$2,176/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,764/mo
incl. taxes & insurance
Income Needed
$110,560
gross annual (30% rule)
10% Down Option
$41,715
+ PMI applies
Loan Amount (20% dn)
$333,720
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Simpsonville, KY?
The median home value in Simpsonville is $417,150 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Simpsonville?
Over the past year, home values in Simpsonville have decreased by 0.3%. Over five years, prices have risen approximately 18.0%.
How much do I need to earn to buy a home in Simpsonville?
To comfortably afford the median home price of $417,150 with a 20% down payment ($83,430) at today's rates (6.8%), you'd need a gross annual income of approximately $110,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Simpsonville compare to the national average home price?
The national median home value is approximately $410,000. At $417,150, homes in Simpsonville are 2% above the national average.
What metro area is Simpsonville part of?
Simpsonville is part of the Louisville/Jefferson County, KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.