Market Overview
Home Prices in Smiths Grove, KY
The median home value in Smiths Grove, KY is $262,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smiths Grove are priced36% below average. Smiths Grove is part of the Bowling Green, KY metro area.
Over the past five years, Smiths Grove home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Smiths Grove Home Price Trend
City Comparison
Smiths Grove vs. National Median
At $262,928, homes in Smiths Grove cost 36% below the national median of $410,000. This makes Smiths Grove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smiths Grove?
20% Down Payment
$52,586
on $262,928
Monthly P&I
$1,371/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,741/mo
incl. taxes & insurance
Income Needed
$69,640
gross annual (30% rule)
10% Down Option
$26,293
+ PMI applies
Loan Amount (20% dn)
$210,342
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smiths Grove, KY?
The median home value in Smiths Grove is $262,928 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Smiths Grove?
Over the past year, home values in Smiths Grove have increased by 1.2%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Smiths Grove?
To comfortably afford the median home price of $262,928 with a 20% down payment ($52,586) at today's rates (6.8%), you'd need a gross annual income of approximately $69,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Smiths Grove compare to the national average home price?
The national median home value is approximately $410,000. At $262,928, homes in Smiths Grove are 36% below the national average.
What metro area is Smiths Grove part of?
Smiths Grove is part of the Bowling Green, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.