Market Overview
Home Prices in South Shore, KY
The median home value in South Shore, KY is $133,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and up 12% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Shore are priced67% below average. South Shore is part of the Huntington-Ashland, WV-KY-OH metro area.
Over the past five years, South Shore home values have risen by approximately37.0%, reflecting strong long-term appreciation in this market.
Price History
South Shore Home Price Trend
City Comparison
South Shore vs. National Median
At $133,275, homes in South Shore cost 67% below the national median of $410,000. This makes South Shore a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Shore?
20% Down Payment
$26,655
on $133,275
Monthly P&I
$695/mo
30-yr @ 6.8%
Total Monthly Est.
~$883/mo
incl. taxes & insurance
Income Needed
$35,320
gross annual (30% rule)
10% Down Option
$13,328
+ PMI applies
Loan Amount (20% dn)
$106,620
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Shore, KY?
The median home value in South Shore is $133,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in South Shore?
Over the past year, home values in South Shore have decreased by 2.7%. Over five years, prices have risen approximately 37.0%.
How much do I need to earn to buy a home in South Shore?
To comfortably afford the median home price of $133,275 with a 20% down payment ($26,655) at today's rates (6.8%), you'd need a gross annual income of approximately $35,320. This assumes keeping total housing costs at or below 30% of gross income.
How does South Shore compare to the national average home price?
The national median home value is approximately $410,000. At $133,275, homes in South Shore are 67% below the national average.
What metro area is South Shore part of?
South Shore is part of the Huntington-Ashland, WV-KY-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.