Market Overview
Home Prices in Staffordsville, KY
The median home value in Staffordsville, KY is $176,159 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.6% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Staffordsville are priced57% below average.
Over the past five years, Staffordsville home values have risen by approximately24.7%, reflecting strong long-term appreciation in this market.
Price History
Staffordsville Home Price Trend
2020
$120,134
$120K
—
2021
$141,311
$141K
+17.6%
2022
$159,450
$159K
+12.8%
2023
$167,220
$167K
+4.9%
2024
$179,652
$180K
+7.4%
2025
$190,562
$191K
+6.1%
2026
$176,159
$176K
-7.6%
City Comparison
Staffordsville vs. National Median
🏠 Staffordsville
$176,159
National Median
$410,000
At $176,159, homes in Staffordsville cost 57% below the national median of $410,000. This makes Staffordsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Staffordsville?
20% Down Payment
$35,232
on $176,159
Monthly P&I
$919/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,167/mo
incl. taxes & insurance
Income Needed
$46,680
gross annual (30% rule)
10% Down Option
$17,616
+ PMI applies
Loan Amount (20% dn)
$140,927
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Staffordsville, KY?
The median home value in Staffordsville is $176,159 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.6% year-over-year.
How much have home prices changed in Staffordsville?
Over the past year, home values in Staffordsville have decreased by 7.6%. Over five years, prices have risen approximately 24.7%.
How much do I need to earn to buy a home in Staffordsville?
To comfortably afford the median home price of $176,159 with a 20% down payment ($35,232) at today's rates (6.8%), you'd need a gross annual income of approximately $46,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Staffordsville compare to the national average home price?
The national median home value is approximately $410,000. At $176,159, homes in Staffordsville are 57% below the national average.