Market Overview
Home Prices in Thornton, KY
The median home value in Thornton, KY is $75,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.8% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Thornton are priced81% below average.
Over the past five years, Thornton home values have fallen by approximately18.3%, reflecting softening conditions in this market.
Price History
Thornton Home Price Trend
2020
$74,642
$75K
—
2021
$92,934
$93K
+24.5%
2022
$98,614
$99K
+6.1%
2023
$92,685
$93K
-6.0%
2024
$88,478
$88K
-4.5%
2025
$88,038
$88K
-0.5%
2026
$75,885
$76K
-13.8%
City Comparison
Thornton vs. National Median
🏠 Thornton
$75,885
National Median
$410,000
At $75,885, homes in Thornton cost 81% below the national median of $410,000. This makes Thornton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Thornton?
20% Down Payment
$15,177
on $75,885
Monthly P&I
$396/mo
30-yr @ 6.8%
Total Monthly Est.
~$503/mo
incl. taxes & insurance
Income Needed
$20,120
gross annual (30% rule)
10% Down Option
$7,589
+ PMI applies
Loan Amount (20% dn)
$60,708
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Thornton, KY?
The median home value in Thornton is $75,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.8% year-over-year.
How much have home prices changed in Thornton?
Over the past year, home values in Thornton have decreased by 13.8%. Over five years, prices have fallen approximately 18.3%.
How much do I need to earn to buy a home in Thornton?
To comfortably afford the median home price of $75,885 with a 20% down payment ($15,177) at today's rates (6.8%), you'd need a gross annual income of approximately $20,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Thornton compare to the national average home price?
The national median home value is approximately $410,000. At $75,885, homes in Thornton are 81% below the national average.