Market Overview
Home Prices in Tompkinsville, KY
The median home value in Tompkinsville, KY is $155,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tompkinsville are priced62% below average.
Over the past five years, Tompkinsville home values have risen by approximately49.9%, reflecting strong long-term appreciation in this market.
Price History
Tompkinsville Home Price Trend
2020
$79,307
$79K
—
2021
$103,585
$104K
+30.6%
2022
$125,109
$125K
+20.8%
2023
$129,973
$130K
+3.9%
2024
$136,375
$136K
+4.9%
2025
$148,587
$149K
+9.0%
2026
$155,259
$155K
+4.5%
City Comparison
Tompkinsville vs. National Median
🏠 Tompkinsville
$155,259
National Median
$410,000
At $155,259, homes in Tompkinsville cost 62% below the national median of $410,000. This makes Tompkinsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tompkinsville?
20% Down Payment
$31,052
on $155,259
Monthly P&I
$810/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,029/mo
incl. taxes & insurance
Income Needed
$41,160
gross annual (30% rule)
10% Down Option
$15,526
+ PMI applies
Loan Amount (20% dn)
$124,207
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tompkinsville, KY?
The median home value in Tompkinsville is $155,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Tompkinsville?
Over the past year, home values in Tompkinsville have increased by 4.5%. Over five years, prices have risen approximately 49.9%.
How much do I need to earn to buy a home in Tompkinsville?
To comfortably afford the median home price of $155,259 with a 20% down payment ($31,052) at today's rates (6.8%), you'd need a gross annual income of approximately $41,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Tompkinsville compare to the national average home price?
The national median home value is approximately $410,000. At $155,259, homes in Tompkinsville are 62% below the national average.