Market Overview
Home Prices in Villa Hills, KY
The median home value in Villa Hills, KY is $411,793 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Villa Hills are priced0% above average. Villa Hills is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Villa Hills home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.
Price History
Villa Hills Home Price Trend
City Comparison
Villa Hills vs. National Median
At $411,793, homes in Villa Hills cost 0% above the national median of $410,000. Buyers in Villa Hills should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Villa Hills?
20% Down Payment
$82,359
on $411,793
Monthly P&I
$2,148/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,728/mo
incl. taxes & insurance
Income Needed
$109,120
gross annual (30% rule)
10% Down Option
$41,179
+ PMI applies
Loan Amount (20% dn)
$329,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Villa Hills, KY?
The median home value in Villa Hills is $411,793 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Villa Hills?
Over the past year, home values in Villa Hills have increased by 2.2%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Villa Hills?
To comfortably afford the median home price of $411,793 with a 20% down payment ($82,359) at today's rates (6.8%), you'd need a gross annual income of approximately $109,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Villa Hills compare to the national average home price?
The national median home value is approximately $410,000. At $411,793, homes in Villa Hills are 0% above the national average.
What metro area is Villa Hills part of?
Villa Hills is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.