Market Overview
Home Prices in Wallins Creek, KY
The median home value in Wallins Creek, KY is $82,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.2% compared to a year ago and up 13.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wallins Creek are priced80% below average.
Over the past five years, Wallins Creek home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.
Price History
Wallins Creek Home Price Trend
2020
$57,203
$57K
—
2021
$67,117
$67K
+17.3%
2022
$67,857
$68K
+1.1%
2023
$77,539
$78K
+14.3%
2024
$83,748
$84K
+8.0%
2025
$95,392
$95K
+13.9%
2026
$82,837
$83K
-13.2%
City Comparison
Wallins Creek vs. National Median
🏠 Wallins Creek
$82,837
National Median
$410,000
At $82,837, homes in Wallins Creek cost 80% below the national median of $410,000. This makes Wallins Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wallins Creek?
20% Down Payment
$16,567
on $82,837
Monthly P&I
$432/mo
30-yr @ 6.8%
Total Monthly Est.
~$549/mo
incl. taxes & insurance
Income Needed
$21,960
gross annual (30% rule)
10% Down Option
$8,284
+ PMI applies
Loan Amount (20% dn)
$66,270
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wallins Creek, KY?
The median home value in Wallins Creek is $82,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.2% year-over-year.
How much have home prices changed in Wallins Creek?
Over the past year, home values in Wallins Creek have decreased by 13.2%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Wallins Creek?
To comfortably afford the median home price of $82,837 with a 20% down payment ($16,567) at today's rates (6.8%), you'd need a gross annual income of approximately $21,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Wallins Creek compare to the national average home price?
The national median home value is approximately $410,000. At $82,837, homes in Wallins Creek are 80% below the national average.